Mortgage Loan Officer--Poughkeepsie, NY
Location: Poughkeepsie New York
Description: TD Bank is in need of Mortgage Loan Officer--Poughkeepsie, NY right now, this occupation will be placed in New York. For detail informations about this occupation opportunity kindly see the descriptions. TD is a great organization powered by great people who want to make a difference every day. Our over 85,000 employees world-wide are a big part of what makes TD stand out from any other organization. Every day, we deliver legendary customer and client experiences to our approximately 19 million customers. Weâre an award-winning organization that reinvests constantly to ensure future growth.
Weâre recognized as an extraordinary place to work that embraces diversity, where everyone is respected and valued. TD is the sixth largest bank in North America by b! ranches, with many exciting and challenging career opportuniti! es in our four key businesses:
Canadian Personal and Commercial Banking - including TD Canada Trust and TD Insurance
Wealth Management - including TD Waterhouse and an investment in TD Ameritrade
U.S. Personal and Commercial Banking - including TD Bank, Americaâs Most Convenient Bank
Wholesale Banking - including TD Securities
The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. Takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans.
Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry).
Takes residential mortgage loan applications AND offers or negotiates terms of residential mortgage loans for compensation or gain
Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
Meets with Prospects identified directly as well as ! referred by realtors, developers, attorneys and other external and internal referral sources
Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs
Guides Customers through the mortgage application process; explains information required and other aspects of the loan process to Customers
Ensures applications are completed accurately and contain required information and supporting documentation
Manages Customersâ expectations regarding processing times and closing dates
Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines
Generates referrals for mortgage sales opportunities and sales of other Company business line products
Develops plan to achieve sales goals with assistance from sales management.
Bachelorâs degree or progressive work experience in addition to exper! ience below
2-4 Years of related experience
Proven Sales abilit! y
Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines
Maintains the highest level of sales ability and negotiation skills
Self-directed, with developing ability to plan own activities to achieve sales goals
Strong time management skills
Excellent communication skills, both verbal and written
PC skills, including ability to learn mortgage origination and automated underwriting systems
A satisfactory criminal background check, a credit report, and a review of information from the National Mortgage Licensing System and Registry (NMLSR) regarding any administrative, civil, or criminal findings by any government agency are required by federal law for this position (Regulation Z, 12 CFR Part 1026).
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If you were eligible to this occupation, please email us your resume, with salary requirements and a resume to TD Bank.
If you interested on this occupation just click on the Apply bu! tton, you will be redirected to the official website
This occupation starts available on: Mon, 17 Feb 2014 17:29:32 GMT
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